Tap to Pay - Paybyrd

Tap to Pay is a feature of the Paybyrd Dashboard app that lets you accept contactless card payments directly on your Android phone. The phone’s own NFC antenna reads the card, so no separate terminal or card reader is needed.

Requirements

Requirement	Details
Android version	Android 10 or later for consumer phones (Samsung, Motorola, and similar). Android 8 or later for enterprise devices (Sunmi, Zebra, iMin, Point Mobile, and similar). Android 12 or later is recommended.
NFC	Built-in hardware NFC (`android.hardware.nfc`). External adapters or readers aren’t supported.
Security patch	The device’s Android security patch must be less than 12 months old.
Processor	64-bit ARM v8 or later.
Google Mobile Services	The device must be GMS-certified with GMS enabled. Recent Huawei devices without Google services, for example, aren’t supported.
Screen	Single-screen devices only. Foldable and dual-screen devices aren’t supported.
Internet	A stable connection over Wi-Fi or mobile data.

Tap to Pay is not enabled by default. To activate it for your account, contact Paybyrd Support.

How it works

Open Tap to Pay in the Dashboard app, enter the amount, and ask the customer to tap their contactless card, phone, or wearable against the back of your device. If the connection drops mid-payment, the app confirms the result automatically once it reconnects. You do not need to retry the charge.

Refunds

To refund a Tap to Pay transaction, ask the customer to tap their card again. Like the original payment, a refund is card-present and requires the physical card or device.