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iDEAL | Wero is an online payment method that enables consumers to pay online through their own bank. In addition to webshops, other organizations that are not part of the e-commerce market also offer this payment method. iDEAL | Wero is used beyond e-commerce — for energy bills, donations, mobile credits, and local taxes.

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How it works

Flowchart depicting iDEAL | Wero payment flow When a customer selects iDEAL | Wero, they are redirected to their bank’s online banking page to log in and complete the payment. Regardless of the outcome, the customer is then redirected to the merchant store. The transaction result is delivered via webhook. Query the API or listen for webhook notifications to confirm the final status. We accept the following banks:
Bank codeBank name
BUNQNL2ABunq
INGBNL2AIng
KNABNL2HKnab
RABONL2URabobank
RBRBNL21RegioBank
SNSBNL2ASNS Bank
TRIONL2UTriodos Bank
ABNANL2AABN AMRO
FVLBNL22Van Lanschot
ASNBNL21ASN
HANDNL2AHandelsbanken
REVOLT21Revolut
curl --request POST \
 --url https://gateway.paybyrd.com/api/v2/payment \
 --header 'Accept: application/json' \
 --header 'Content-Type: application/json' \
 --header 'x-api-key: {your_api_key}' \
 --data '
{ 
 "type":"OnlineTransfer",
 "amount": "10.00",
 "currency": "EUR",
 "brand":"ideal",
 "bankIdentifierCode": "INGBNL2A"
}'

{
 "bankIdentifierCode": "INGBNL2A",
 "type": "OnlineTransfer",
 "currency": "EUR",
 "brand": "ideal",
 "action": {
   "type": "redirect",
   "url": "https://webapp-redirect-api-stg.azurewebsites.net/api/v1/Redirect/58d75973-87e3-4da7-b8f4-ab2bfb3ea9da"
 },
 "code": "BYRD207",
 "description": "Pending redirect",
 "transactionId": "58d75973-87e3-4da7-b8f4-ab2bfb3ea9da",
 "amount": "10.00"
}