> ## Documentation Index
> Fetch the complete documentation index at: https://docs.paybyrd.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Welcome to Paybyrd!

> Accept card, digital wallet, bank transfer, and in-store payments through a single REST API. PCI-compliant and built for both e-commerce and POS transactions.

Paybyrd is an omnichannel payments platform that gives merchants and developers a unified REST API to process payments across digital and physical channels. Whether you're building an online checkout, embedding a payment form, or integrating with a POS terminal, Paybyrd provides consistent APIs, pre-built UI components, and ready-made e-commerce plugins to get you accepting payments quickly.

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<CardGroup cols={2}>
  <Card title="Quick Start" icon="rocket" href="/get-started/start-building">
    Get your API keys and make your first payment request in minutes.
  </Card>

  <Card title="Accept Payments" icon="credit-card" href="/accept-payments/how-it-works">
    Explore all supported payment methods: cards, wallets, bank transfers, and BNPL.
  </Card>

  <Card title="Embed Paybyrd" icon="code" href="/embed/checkout">
    Add an embedded Checkout, card collect widget, or pay-by-link to your app.
  </Card>

  <Card title="Integrations" icon="plug" href="/integrations/ecommerce-plugins/woocommerce">
    Connect Paybyrd to WooCommerce, Magento, NopCommerce, or POS hardware.
  </Card>
</CardGroup>

## How it works

<Steps>
  <Step title="Onboarding">
    Sign up and log in to your merchant dashboard, then register your company. You can then retrieve your sandbox API keys. Use the sandbox to build and test without affecting real transactions.
  </Step>

  <Step title="Accept your first payment">
    Send a `POST` request to `/api/v2/payment` with your API key in the `x-api-key` header. Pass the payment type, amount, currency, and your order reference.
  </Step>

  <Step title="Get paid through links">
    Send your customer a link to pay online for anything, and customize their payment experience according to your brand and business needs.
  </Step>

  <Step title="Set up webhooks">
    Register a webhook endpoint to receive real-time notifications when payment status changes, so you never need to poll for updates.
  </Step>
</Steps>

## Key capabilities

<CardGroup cols={2}>
  <Card title="All payment methods" icon="wallet" href="/accept-payments/how-it-works">
    Cards, Apple Pay, PayPal, iDEAL, SEPA, Multibanco, Klarna, and more — all through the same API.
  </Card>

  <Card title="Manage the full payment lifecycle" icon="refresh-cw" href="/manage-payments/payment-lifecycle/adjust">
    Query, capture, refund, adjust, and release payments.
  </Card>

  <Card title="Tokenization" icon="shield" href="/advanced/tokenization">
    Save cards securely for one-click and recurring payments without storing raw card data.
  </Card>

  <Card title="3D Secure" icon="lock" href="/advanced/3ds-authentication">
    Built-in 3DS v2 support — Paybyrd handles authentication and redirection automatically.
  </Card>

  <Card title="Webhooks" icon="bell" href="/api-reference/webhooks">
    Get notified instantly when payment status changes with Paybyrd's webhook system.
  </Card>

  <Card title="POS & Android SDK" icon="smartphone" href="/integrations/point-of-sale/payment-sdk-android">
    Accept in-person payments on PAX terminals using the Paybyrd Android Payment SDK.
  </Card>
</CardGroup>