> ## Documentation Index
> Fetch the complete documentation index at: https://docs.paybyrd.com/llms.txt
> Use this file to discover all available pages before exploring further.

# iDEAL | Wero

iDEAL | Wero is an online payment method that enables consumers to pay online through their own bank. In addition to webshops, other organizations that are not part of the e-commerce market also offer this payment method. iDEAL | Wero is used beyond e-commerce — for energy bills, donations, mobile credits, and local taxes.

## How it works

<img src="https://mintcdn.com/paybyrd/tWjAofX5AWjX5sgP/accept-payments/img/ideal-wero-payment-flow.png?fit=max&auto=format&n=tWjAofX5AWjX5sgP&q=85&s=27881a0eb467d7343113280dfc9e55a0" alt="Flowchart depicting iDEAL | Wero payment flow" width="3118" height="1240" data-path="accept-payments/img/ideal-wero-payment-flow.png" />

When a customer selects iDEAL | Wero, they are redirected to their bank's online banking page to log in and complete the payment. Regardless of the outcome, the customer is then redirected to the merchant store. The transaction result is delivered via webhook. Query the API or listen for webhook notifications to confirm the final status.

We accept the following banks:

| Bank code | Bank name     |
| --------- | ------------- |
| BUNQNL2A  | Bunq          |
| INGBNL2A  | Ing           |
| KNABNL2H  | Knab          |
| RABONL2U  | Rabobank      |
| RBRBNL21  | RegioBank     |
| SNSBNL2A  | SNS Bank      |
| TRIONL2U  | Triodos Bank  |
| ABNANL2A  | ABN AMRO      |
| FVLBNL22  | Van Lanschot  |
| ASNBNL21  | ASN           |
| HANDNL2A  | Handelsbanken |
| REVOLT21  | Revolut       |

```bash theme={null}
curl --request POST \
 --url https://gateway.paybyrd.com/api/v2/payment \
 --header 'Accept: application/json' \
 --header 'Content-Type: application/json' \
 --header 'x-api-key: {your_api_key}' \
 --data '
{ 
 "type":"OnlineTransfer",
 "amount": "10.00",
 "currency": "EUR",
 "brand":"ideal",
 "bankIdentifierCode": "INGBNL2A"
}'
```

```json theme={null}
{
 "bankIdentifierCode": "INGBNL2A",
 "type": "OnlineTransfer",
 "currency": "EUR",
 "brand": "ideal",
 "action": {
   "type": "redirect",
   "url": "https://webapp-redirect-api-stg.azurewebsites.net/api/v1/Redirect/58d75973-87e3-4da7-b8f4-ab2bfb3ea9da"
 },
 "code": "BYRD207",
 "description": "Pending redirect",
 "transactionId": "58d75973-87e3-4da7-b8f4-ab2bfb3ea9da",
 "amount": "10.00"
}
```